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All Overseas Transits are subject to the Institute Cargo Clauses A, B &C given by the Institute of London Underwriters. The brief coverage is as follows:
Risk | Institute Cargo Clauses | ||
---|---|---|---|
( Proximate Cause) | A (All risk Cover) | B (Wider Cover) | C (Basic Cover) |
Stranding , Grounding, Sinking or Capsizing | Yes | Yes | Yes |
Overturning or Derailment of Land Conveyance | Yes | Yes | Yes |
Collision of Ship or Craft with another Ship or Craft | Yes | Yes | Yes |
Contact of Ship, Craft or Conveyance with anything other than Ship or Craft (excludes Water but not Ice) | Yes | Yes | Yes |
Discharge of Cargo at Port of Distress | Yes | Yes | Yes |
Loss overboard during Loading/Discharge (total loss only). | Yes | Yes | Yes |
Fire or Explosion | Yes | Yes | Yes |
Malicious Damage | Yes | No* | No* |
Theft/ Pilferage | Yes | No | No |
General Average Sacrifice | Yes | Yes | Yes |
Jettison | Yes | Yes | Yes |
Washing Overboard (deck cargo) | Yes | Yes | No |
War Risks | No* | No* | No* |
Seawater entering Ship, Craft, Hold, Conveyance Container Lift Van or Place of Storage | Yes | Yes | No |
River or Lake Water entering same | Yes | Yes | No |
* Can be bought back |
Goods (merchandise) dispatched by rail or road from any place in a certain country to any place in that very country (not in conjunction with an overseas voyage) are subject to Inland Transit (Rail/Road) Clause A,B & C.: